The activities covered under Agriculture are classified under three sub-categories viz. Farm credit, Agriculture infrastructure and Ancillary activities.
The agriculture related complaints are : Agri-inputs Like: Seeds; Manures/ Fertilizers; Biocides; Lack of Mechanization, Irrigation,Soil erosion,Agri- Marketing ,Inadequate , Inadequate ,Storage Facility ,Transportation,? Scarcity of Capital
The major source of Agricultural Credit are :Public & Private Sector Banks ,Regional Rural Banks,Co-operative Societies,Land Development Banks etc.
Banks should provide acknowledgement for loan applications received under priority sector loan. A time limit is required to be prescribed by the Bank Board within which the bank communicates its decision in writing to the applicants.
The rate of interest on bank loans will be as per directives issued by the Department of Banking Regulation of RBI, from time to time. Priority sector guidelines do not lay down any preferential rate of interest for priority sector loans.
The latest instructions on Priority Sector Lending ?Targets and Classification have been issued vide?RBI Circular FIDD.CO.Plan.BC.04/04.09.01/2015-16 dated July 1, 2015 (amended up to December 15, 2015)
Subsidies can be granted through distribution of inputs at prices that are less than the standard market price for these inputs. The magnitude of subsidies will therefore be equal to the difference between the two prices for per unit of input distributed. Naturally several varieties of subsidies can be named in this category.
Distribution of cheap chemical or non-chemical fertilisers among the farmers. It amounts to the difference between price paid to manufacturer of fertiliser (domestic or foreign) and price, received from farmers.
Subsidies to the farmers which the government bears on account of providing proper irrigation facilities.. It may also be through cheap private irrigation equipment such as pump sets.
The electricity subsidies imply that the government charges low rates for the electricity supplied to the farmers. Power is primarily used by the farmers for irrigation purposes.
High yielding seeds can be provided by the government at low prices. The research and development activities needed to produce such productive seeds are also undertaken by the government, the expenditure on these is a sort of subsidy granted to the farmers.
It is the difference between interest charged from farmers, and actual cost of providing credit, plus other costs such as write-offs bad loans. Availability of credit is a major problem for poor farmers.
Yes, The primary assets , like Crop, Agri-produce , Agri-implements like tractor, Pumps etc acquired under credits are necessarily insured.
Agmarknet portal is a govt. of India portal on agricultural marketing backed by a wide area information network connecting agricultural markets, State Marketing boards/Directorates.
The Portal provides both static and dynamic information relating to agricultural marketing in India . The static information is about infrastructure- related (Storage, warehousing, Cold Storage, grading and packing facilities), Market ? related (market fee/ charges, weighment, handling, market functionaries, development programmes, market laws, composition of market Committees, income and expenditure, etc) and Promotion-related information (Standards, Grades, Labelling, Sanitary and Phyto-Sanita.
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