IDFC First Bank (IDFC Bank),Banking Sector Companies Grievances

Showing report from 01 Jan 2025 to 02 Aug 2025.

# Nature of Grievance Total Grievances Received Disposed Pending
1 Delay/ Denial Services 238 220 18
2 Misbehavior / Misselling by bank staff/ DSA/ Agents 152 145 7
3 Sector Enquiry 84 84 0
4 Excess EMI/ ECS Charged 80 79 1
5 Amount debited without user consent 72 70 2
6 Still showing dues even after settlement/closure of loan 67 67 0
7 Credit Score related Complaints 65 62 3
8 Account Block/ Hold without Informing Consumer 58 56 2
9 Excess EMI/ECS debited from account 43 42 1
10 Others 42 38 4
11 Delay in providing NOC/ TDS Certificate/ other docs 40 37 3
12 Excess amount charged during foreclosure /Completion/Settlement of loan 36 34 2
13 Promotional/Spam and Recovery call received from Bank 35 35 0
14 Charging higher rate of interest than on agreement 30 29 1
15 Wrongly amount transfer to someone other account By Customer 27 26 1
16 Charging higher rate of Interest/service charges /Excess Billing 24 23 1
17 Amount not received in bank ac refunded from third party 19 19 0
18 Complaints related to rewards / loyalty points/cash-back 18 16 2
19 Fraudulent Tranaction-Call received on the name of Company 14 14 0
20 Delay in processing/ sanction/ disbursement of loan 12 11 1
21 Charged excess/ increase in service charges 11 11 0
22 Excess EMI/ECS debited from account 9 9 0
23 Insurance policy issued without consent 9 9 0
24 Fraudulent Tranaction-Sharing of Link/OTP/QR Code 8 8 0
25 No reduction in rate of Interest as per RBI Notification 8 5 3
26 Online Transaction failed / delayed but amount got debited from account 7 6 1
27 Loan Denied 7 7 0
28 Charges debited for not maintaining minimum balance/Average monthly balance 6 6 0
29 KYC details are not linked/incorrect updation 6 6 0
30 Amount not received in bank ac refunded from third party 6 6 0
31 Delay in activation of inactive / inoperative account 6 6 0
32 Bill paid, still showing pending / Bill not generated 6 5 1
33 Fraudulent Tranaction-Purchased product on Social media platform-Facebook/WhatsApp/Instagram/Twitter 6 6 0
34 Money/refund/Cash back not got credited 5 5 0
35 Amount debited but not dispensed from ATM 4 4 0
36 Excess amount charged during foreclosure /Completion/Settlement of loan 4 4 0
37 Fraudulent Tranaction-Money invested through Website/APPs 4 3 1
38 Delay in activation of inactive / inoperative account 3 3 0
39 Fraudulent Tranaction-Selling product via E-Commerce Platform like OLX or Quikr etc 2 2 0
40 Delay in providing a new account/internet banking / M-banking/SMS services/ Locker Services 2 2 0
41 ATM Machine not working/ No Money in ATM 2 2 0
42 MDR/convenience charges taken while using card 1 1 0
43 Delay in issuance / Delivery of Debit Card/ Cheque book/ Passbook/ Bank Statement/Pin No. 1 1 0
44 Deposit not renewed / Auto renewed without instructions 1 1 0
45 Credit Score related Complaints 1 1 0
46 Delay in settlement of deceased account - Saving/ FD 1 1 0
47 Unable to set Additional Factor Authentication for Card 1 1 0
48 null 1 1 0
49 Delay in providing/ Transferring maturity amount 1 1 0
50 Money/refund/Cash back not got credited 1 1 0
Grand Total 1286 1231 55