IDFC First Bank (IDFC Bank),Banking Sector Companies Grievances

Showing report from 01 Jan 2025 to 29 Aug 2025.

# Nature of Grievance Total Grievances Received Disposed Pending
1 Delay/ Denial Services 275 259 16
2 Misbehavior / Misselling by bank staff/ DSA/ Agents 178 159 19
3 Sector Enquiry 91 90 1
4 Excess EMI/ ECS Charged 86 83 3
5 Credit Score related Complaints 81 76 5
6 Still showing dues even after settlement/closure of loan 79 73 6
7 Amount debited without user consent 77 73 4
8 Account Block/ Hold without Informing Consumer 61 60 1
9 Others 50 38 12
10 Excess EMI/ECS debited from account 47 43 4
11 Delay in providing NOC/ TDS Certificate/ other docs 42 39 3
12 Excess amount charged during foreclosure /Completion/Settlement of loan 42 38 4
13 Promotional/Spam and Recovery call received from Bank 40 37 3
14 Charging higher rate of interest than on agreement 35 30 5
15 Wrongly amount transfer to someone other account By Customer 29 28 1
16 Charging higher rate of Interest/service charges /Excess Billing 27 24 3
17 Amount not received in bank ac refunded from third party 25 22 3
18 Complaints related to rewards / loyalty points/cash-back 18 18 0
19 Charged excess/ increase in service charges 15 14 1
20 Fraudulent Tranaction-Call received on the name of Company 15 14 1
21 Delay in processing/ sanction/ disbursement of loan 14 13 1
22 Excess EMI/ECS debited from account 9 9 0
23 Insurance policy issued without consent 9 9 0
24 Fraudulent Tranaction-Sharing of Link/OTP/QR Code 9 8 1
25 Fraudulent Tranaction-Purchased product on Social media platform-Facebook/WhatsApp/Instagram/Twitter 8 6 2
26 Online Transaction failed / delayed but amount got debited from account 8 7 1
27 Charges debited for not maintaining minimum balance/Average monthly balance 8 6 2
28 No reduction in rate of Interest as per RBI Notification 8 7 1
29 Delay in activation of inactive / inoperative account 7 6 1
30 Bill paid, still showing pending / Bill not generated 7 6 1
31 Loan Denied 7 7 0
32 Money/refund/Cash back not got credited 6 6 0
33 Fraudulent Tranaction-Money invested through Website/APPs 6 3 3
34 KYC details are not linked/incorrect updation 6 6 0
35 Amount not received in bank ac refunded from third party 6 6 0
36 Excess amount charged during foreclosure /Completion/Settlement of loan 4 4 0
37 ATM Machine not working/ No Money in ATM 4 4 0
38 Amount debited but not dispensed from ATM 4 4 0
39 Delay in providing/ Transferring maturity amount 3 2 1
40 Delay in activation of inactive / inoperative account 3 3 0
41 Delay in providing a new account/internet banking / M-banking/SMS services/ Locker Services 3 3 0
42 Fraudulent Tranaction-Selling product via E-Commerce Platform like OLX or Quikr etc 2 2 0
43 Delay in settlement of deceased account - Saving/ FD 1 1 0
44 Unable to set Additional Factor Authentication for Card 1 1 0
45 null 1 1 0
46 Money/refund/Cash back not got credited 1 1 0
47 MDR/convenience charges taken while using card 1 1 0
48 Delay in issuance / Delivery of Debit Card/ Cheque book/ Passbook/ Bank Statement/Pin No. 1 1 0
49 Deposit not renewed / Auto renewed without instructions 1 1 0
50 Credit Score related Complaints 1 1 0
Grand Total 1462 1353 109